Securing Expats in UAE and Asia with the best available mortgage deals for UK property

Understanding your requirements and objectives is key for us. We listen and work together to secure the best possible mortgage product for your individual circumstances.
Ryan Radford

Our Mortgage Services

Being located overseas whilst trying to arrange a UK mortgage can be a real hassle. Whether you are purchasing an investment buy-to-let or remortgaging a property back in the UK, we are here to make it as painless as possible.
Buy to Let Mortgages for Expats

We work with every lender in the expat mortgage market, allowing us to ensure we match you with the best possible deal.

Meet Ryan Radford, the most experienced UK broker serving the UAE and Asia expat mortgage market

With over 25 years of mortgage and personal finance experience, regardless of your financial circumstances, Ryan will have a solution. With an industry knowledge that is second-to-none, he is the ideal mortgage broker for you.

Now that you have found the Expat Mortgage Expert, do not settle for anything less.

Expat Mortgage Expert is part of The Mortgage Expert Group. With nearly 150 years of financial services experience across the organisation, Ryan is fully supported by a team of leading mortgage administrators and protection specialists, ensuring you are in great hands.

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Customer Satisfaction

Our completion surveys allow us to ensure we are always improving

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Applications Completed

We have completed over 4,300 personal finance applications


Years of Experience

There is nothing about the industry that our fully-qualified team do not know

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Lender Partnerships

We will find you the perfect expat mortgage lender for your circumstances

Our Mortgage Process

Our proven and methodical process will ensure we secure you the best possible deal, keeping you fully up-to-date at every stage. Here is how it works...
  • 1

    The Introduction

    We start by getting to know you and your needs and requirements. Setting an agreeable budget and your expectations.

  • 2

    Product Match

    Then we obtain and review your credit file before sourcing the ‘whole market’ to find the right lender and product for you.

  • 3

    Lender Agreement

    We then look to obtain a ‘Mortgage in Principle’ from the agreed lender.

  • 4

    Completion Time

    Finally, we complete all the relevant paperwork and guide you through the remainder of the process until a successful completion.

Client Testimonials

Happy clients are the bedrock of any strong business and ours is no exception. Read our testimonials below.

Start your mortgage enquiry today...

Here we will capture all of the detail we require to start finding you the perfect mortgage product.
Enquire Now

We also offer a Wide Variety of Additional Services

We can also help with:
  • Repairing your credit profile
  • Mortgage Protection
  • Life Cover/Family Protection
  • Critical Illness Cover
  • Building & Contents Insurance
  • Secured Loans
Download Flyer for More Information

Our Latest Blog Articles

Read the latest news from across the mortgage industry
For sale sign

What is the Leasehold and Freehold Reform Bill?

The Leasehold and Freehold Reform Bill has been introduced to Parliament with plans to overhaul the system.This includes proposals to make it easier and cheaper for leaseholders to buy their freehold.

Bank of England interest rate

Interest rates remain unchanged. That’s good, right?

The decision by the Bank of England to hold interest rates, for the second month in a row, is very welcome. Our Expat Mortgage Expert explains what this means for expats.

Guide to expat mortgages

Our guide to Expat Mortgages

Read our guide to expat mortgages. They’re slightly different to a normal UK mortgage and is used to help anyone living and working overseas to invest in property in the UK. 

We charge a set fee of AED 7500 equivalent of £1500. Prior to application we will let you know when this becomes payable. Please note we do not charge any fees upfront. Expat Mortgage Expert and The Mortgage Expert are trading styles of The Mortgage Expert Group Ltd. Registered in England 11642575. Registered office, Carson Tower B, DAMAC Hills, Dubai, United Arab Emirates. The Mortgage Expert is an Appointed Representative of Zebra Mortgages Limited which is authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the Financial Services Register under reference 618018. *The Financial Conduct Authority do not regulate some forms of Buy to Let mortgages. Registered in England 70520888. Registered office, Carson Tower B, DAMAC Hills, Dubai, United Arab Emirates. It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please contact us by writing to our Customer Services Department, Zebra Mortgages Limited, Endeavour House 50 Wrest Park, Silsoe, Bedford, Bedfordshire MK45 4HS or by phone: 01582 450000. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.