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Remortgages

Switch your UK mortgage without the stress – even from overseas.

Remortgaging made easy for expats

Whether your fixed rate is ending, your repayments are creeping up, or you just want a better deal, we are here to make remortgaging simple.

As expats living in the UAE, we understand time zones, paperwork and the pressures. We will help you switch your UK mortgage with clear, independent advice that puts you first. 

No jargon. No hassle. Just honest help to get it done. 

Speak to an expert today

Why choose us?

We’re expats too.

We understand your lifestyle and your schedule.

We’re based in the UAE.

Available on your time, not UK hours. 

We work with expats.

 We know which lenders are expat-friendly. 

We give clear advice.

No pressure, no unnecessary sales talk. 

We’re UK-regulated.

With full compliance and FCA oversight.

Aerial panoramic view of a row of exclusive five storey Victorian townhouses in the UK

Why remortgage?

There are lots of reasons you might want to switch your UK mortgage. We have seen them all. 

  • Your fixed deal is ending: and your rate is about to go up
  • You want a better rate: to reduce your monthly payments
  • You need to raise funds: for renovations, investments or life events 
  • You want to switch to interest-only: or move to repayment 
  • You’re moving lender: because your current provider won’t support expats 

Whatever your reason, we will help you weigh up your options and move at your pace. 

Ask your expat remortgage expert

What do lenders look at?

Different lenders have different criteria, but we will do the legwork to match you with one that makes sense for your circumstances.

  • Where you live: expats in the UAE and wider Middle East are accepted 
  • Your income: employed or self-employed, in dirhams or another currency 
  • Your current mortgage: rate, term, balance and lender 
  • Your property value: how much equity you have available 
  • Your credit history: UK credit is helpful, but not essential 

If you’re not sure where you stand, we will walk you through it.

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What are your options when remortgaging?

There’s no one-size-fits-all, and that’s the point. We will help you find what’s right for your future plans. 

  • Fixed or tracker rate: depending on whether you want certainty or flexibility 
  • Interest-only or repayment: based on your income and investment strategy 
  • Extra borrowing: if you want to release equity at the same time 
  • Specialist lenders: who accept expats with limited UK credit history 

We will explain all your options in plain English – no financial fluff. 

Speak to our team
Happy family embracing outside their modern house

Sound familiar? You’re not alone.

  • You took out a UK mortgage before moving abroad and now the fixed rate’s ending
  • You’ve got a good amount of equity and want to make use of it
  • You’re paying too much and want a better deal 
  • You’ve spoken to a UK lender - and hit a wall 
  • You need someone who actually understands expats 

We help people in your shoes every day. 

Contact Expat Mortgage Expert

What it’s like to work with us

We’re not a faceless call centre. We’re not a lender. We’re advisers who live where you live, and understand how UK mortgage rules affect expats. Here’s how the process works:

You tell us what you need.

We’ll explain what’s possible. 

We review your mortgage.

Including what it’s costing you.

We find lenders who work with expats.

And show you what they offer. 

You choose what suits you best.

We’ll guide you through the details. 

We handle the process.

Including paperwork and follow-ups – no stress.

Terraced houses with red brick facade forming a residential street in london

Why remortgaging still makes sense

UK rates are shifting, but that doesn’t mean you’re stuck. If your current deal is ending, or you’re sitting on your lender’s standard variable rate, you could be paying more than you need to. 

Remortgaging can help reduce your monthly outgoings, release capital, or give you more control over your financial plans, even if you’re not in the UK. 

Talk to an expert

Let’s talk - no forms, no pressure

You don’t need all the answers. That’s what we are here for. 

Drop us a message, ask a few questions, or book a call. We will talk it through and help you make a plan that works. 

  • Based in the UAE 
  • Real advice from real people 
  • Mortgages that make sense for expats 
  • +971 585 139728
  • help@expatmeuk.com
  • Creative Tower, PO Box 4422, Fujairah


Request Contact

We try to answer all enquiries within 24 hours on business days. If there is a certain time you’d like a call, please state this and we’ll endeavour to contact you then.

  • hello@expatmeuk.com
  • +971 585 139728