Whether you’re buying your first rental or expanding your portfolio, we will help you find the right mortgage from a lender who understands expats.
We are based in the UAE, fully regulated in the UK, and we specialise in helping people like you secure buy to let mortgages without the usual stress.
A buy to let mortgage is for a UK property you plan to rent out, not to live in or gift to family.
It’s ideal for:
We will guide you through lender expectations, tax considerations and the paperwork – so you can focus on your investment goals.
Lenders will usually assess:
We match you with lenders who actually get the expat experience.
Buy to let mortgages can vary widely and we help you pick the right one.
Popular options include:
We also advise on specialist buy to lets, like:
• Houses in multiple occupation (HMOs)
• Student rentals
• Multi-unit freehold blocks (MUFBs)
• Holiday lets
Wherever you’re starting from, we will meet you there.
We’re not a big bank. We’re not a faceless app. We’re real people, living in the UAE, helping expats secure UK property with confidence. Here’s how we usually work:
UK rental demand is rising, especially in university towns and city centres. Yields in some areas are over 8%, and many expats choose to hold property for long-term capital growth and retirement planning.
If you’re ready to start – or take things further – we are here to make it simple.
You don’t need all the answers. That’s what we are here for.
Drop us a message, ask a few questions, or book a call. We will talk it through and help you make a plan that works.
You will see this product called an expat buy to let mortgage, an expat BTL mortgage, or a buy to let mortgage for non UK residents. They all describe the same thing: a mortgage on a UK rental property for someone who lives outside the UK.
What matters is not the label but how a lender assesses you. Rental income is stress-tested more tightly for a landlord living abroad, and the lender has to weigh foreign income stability, currency fluctuation and verifying overseas employment. Fewer lenders will take the case on, and the ones that do apply stricter criteria and ask for more documentation to prove income, contract terms and residency.
We are based in Dubai and work with British expat landlords across the Gulf and Asia. If you would like detail specific to where you live:
Buy to let mortgages in Dubai and the UAE
Buy to let mortgages in Abu Dhabi
Buy to let mortgages for UK expats in Asia
New to expat lending? Start with our full guide to UK expat mortgages.
Ryan Radford explains how we work with British expats, and what makes arranging a UK mortgage from overseas different.
We try to answer all enquiries within 24 hours on business days. If there is a certain time you’d like a call, please state this and we’ll endeavour to contact you then.
