Buy to Let mortgages

Build a UK property portfolio while living overseas.

Buy to Let mortgages for expats

Thinking about UK property as an investment? You're not alone – buy to let remains a popular, long-term strategy for expats looking to grow wealth while overseas.

Whether you’re buying your first rental or expanding your portfolio, we will help you find the right mortgage from a lender who understands expats.

We are based in the UAE, fully regulated in the UK, and we specialise in helping people like you secure buy to let mortgages without the usual stress.

Why choose us?

We’re in the UAE.

Local time zone, flexible conversations, face-to-face if preferred.

We get expat finances.

And know how to present them to UK lenders.

We search the market.

No bias, just expert guidance.

We give honest advice.

No fluff, no pressure.

We’re UK-regulated.

Fully compliant, highly experienced.

What counts as a buy to let?

A buy to let mortgage is for a UK property you plan to rent out, not to live in or gift to family.

It’s ideal for:

We will guide you through lender expectations, tax considerations and the paperwork – so you can focus on your investment goals.

What do lenders look at?

Lenders will usually assess:

Where you live: such as UAE, or other overseas locations
Your income: employed or self-employed, foreign currency accepted
The rental income potential: this will determine borrowing limits
Your deposit: typically 25–40%
Your credit history: some lenders accept little or no UK footprint
Your experience: whether you’re a first-time or seasoned landlord

We match you with lenders who actually get the expat experience.

Types of buy to let mortgages available

Buy to let mortgages can vary widely and we help you pick the right one.

Popular options include:

Interest-only or repayment: depending on your cashflow and goals
Fixed or tracker rates: for stability or flexibility
Terms up to 30 years: tailored to your plans
Deposits from 25%: and higher LTVs in some cases
Limited company options: for landlords who want to scale

We also advise on specialist buy to lets, like:
• Houses in multiple occupation (HMOs)
• Student rentals
• Multi-unit freehold blocks (MUFBs)
• Holiday lets

Sound familiar? We help people like you every day.

You’re new to UK property: and want guidance from someone who speaks plainly
You own one or two rentals: and are ready to grow your portfolio
You’re a seasoned investor: and want smarter, expat-specific mortgage support
You’re stuck with a lender: and need a better deal or faster service
You’re planning for your return: and want a rental now, home later

Wherever you’re starting from, we will meet you there.

What it’s like to work with us

We’re not a big bank. We’re not a faceless app. We’re real people, living in the UAE, helping expats secure UK property with confidence. Here’s how we usually work:

You tell us your goals.

We’ll explain what’s possible.

We search the market.

To find lenders who work with expats.

You pick your deal.

No pressure, just support.

We handle the admin.

No need to worry about UK time zones or paperwork.

You invest with clarity.

Plus we’re here for future moves too.

Why buy to let still works

UK rental demand is rising, especially in university towns and city centres. Yields in some areas are over 8%, and many expats choose to hold property for long-term capital growth and retirement planning.

If you’re ready to start – or take things further – we are here to make it simple.

Let’s talk - no forms, no pressure

You don’t need all the answers. That’s what we are here for.

Drop us a message, ask a few questions, or book a call. We will talk it through and help you make a plan that works.

Based in the UAE

Real advice from real people

Mortgages that make sense for expats

Buy to Let mortgages

Build a UK property portfolio while living overseas.