Holiday let mortgages

Earn from UK property while living overseas.

Holiday let mortgages for expats

Buying a UK holiday let while living abroad? It’s a smart move – and we’re here to help you do it right. 

Whether it’s a coastal cottage, city apartment, or countryside retreat, a holiday let can offer solid income, long-term growth, and a property you can enjoy too. 

We’re expats ourselves, fully regulated in the UK, and we work exclusively with expats. We know which lenders welcome holiday lets – and which ones understand your situation. 

Why choose us?

We’re expats.

Local time zone, real conversations, face-to-face if you prefer. 

We know expat finances.

Plus how to position your income for UK lenders. 

We search the market.

We know the lenders who offer holiday let mortgages. 

We give honest advice.

No jargon, no pressure. 

We’re UK-registered.

Fully compliant, highly experienced. 

View of sea, beach and coastline, Brighton, East Sussex, UK

What counts as a holiday let?

A holiday let is a furnished property rented out by the night or week – not a standard buy-to-let. It usually needs to be available to guests for at least 210 days a year and actually let for at least 105.

It’s ideal for:

We will help you find a lender who’s happy with your plans and the location you’ve got in mind.

What do lenders look at?

Holiday let mortgages are different from standard residential or buy-to-let deals. 

Lenders assess:

You don’t need to have UK credit or rental experience. We work with lenders who understand the expat market. 

Types of mortgages available

Holiday let mortgages come in various shapes and sizes.

We will help you choose between: 

Some lenders even allow a few weeks per year for personal use – perfect if you plan to enjoy the property too.

Close up of homeowners with new house keys.

Sound familiar? We help people like you every day.

Wherever you’re starting from, we will get you moving in the right direction. 

What it’s like to work with us

We make UK mortgages feel a little less… UK. We’re here, speak your language, and cut through the waffle. Here’s how it works: 

We chat about your plans.

The what, where, why, and how. 

We show you what’s possible.

Only realistic options, explained simply. 

You decide if it’s right.

No sales pressure. 

We take care of the detail.

Including applications, documents, and liaising with lenders. 

You get your holiday let.

And we stay on hand if you need us again. 

Aston Magna, a picturesque village in the Cotswolds, Gloucestershire, England, United Kingdom, Europ

Why holiday lets still make sense

Tourism in the UK continues to rebound. With rising demand for short-stay accommodation, holiday lets are one of the highest-yielding property types available. And for expats, they’re a great way to invest – with the added bonus of having a home from home.

If you’re looking for flexibility, income, and a smart long-term move, a holiday let could be just the ticket.

Let’s talk - no forms, no pressure

You don’t need all the answers. That’s what we are here for. 

Drop us a message, ask a few questions, or book a call. We will talk it through and help you make a plan that works. 

  • Based in the UAE 
  • Real advice from real people 
  • Mortgages that make sense for expats 


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We try to answer all enquiries within 24 hours on business days. If there is a certain time you’d like a call, please state this and we’ll endeavour to contact you then.