Whether you’re buying your first buy to let property or growing an existing portfolio, Expat Mortgage Expert is here to help.
Led by experienced broker Ryan Radford, our experienced team has successfully arranged hundreds of Buy to Let mortgages for UK expats across Asia. We work closely with a wide network of specialist lenders and have in-depth knowledge of the expat mortgage market—especially when it comes to the unique challenges faced by clients living abroad.
With interest rates on savings still low, more expats are turning to UK property as a long-term investment. Just a decade ago, only a handful of lenders catered to expats—but today, the options have expanded significantly, making it an ideal time to explore your opportunities.
At Expat Mortgage Expert, we will match you with the most suitable mortgage product and guide you through every step of the process. Our fully remote service means there’s no need for you to fly back to the UK—everything is managed from here, saving you time, stress, and unnecessary travel.
With nearly 150 years of financial services experience, our team are ready to alleviate your mortgage hassle, providing a fully managed experience from introduction to completion.
We can also help with:
We will guide you through practical steps to improve your credit score, helping you unlock better mortgage rates and increase your chances of approval.
Ensure your mortgage is covered if the unexpected happens. Our protection plans give you and your family peace of mind during life’s uncertainties.
Safeguard your family’s future with tailored life insurance solutions that provide financial support when it matters most.
Protect yourself and your loved ones from financial strain in the event of a serious illness. Receive a lump sum payout to help cover treatment, bills or time off work.
From the bricks to your belongings, we will help you secure insurance that protects your property and everything in it—giving you complete peace of mind.
Unlock the equity in your property with a secured loan. Ideal for home improvements, consolidating debts, or funding major purchases—with flexible repayment options.
Here we will capture all of the detail we require to start finding you the perfect mortgage product.
Our proven and methodical process will ensure we secure you the best possible deal, keeping you fully up-to-date at every stage. Here is how it works..
We start by getting to know you, your needs and requirements. Talking you through the whole application process and advising what documentation you will need to supply as well as what fees you may have to pay and the size of deposit you will need.
Documentation you supply is reviewed by us and once we have everything we need, we then source all available mortgage options from the ’Whole of the Market’ to find the right lender and best product for you.
With your agreement we will then seek to obtain an ‘Agreement in Principle’ from the lender.
We will then complete all relevant paperwork for the lender and our experienced team will guide you through the application process to successfully obtain the mortgage offer for you.
Once the mortgage offer is issued, our team will continue to help you throughout the process, including chasing solicitors, to get you through to a successful completion.
You don’t need all the answers. That’s what we are here for.
Drop us a message, ask a few questions, or book a call. We will talk it through and help you make a plan that works.
This page covers buy to let for British expats based in Asia. For how expat buy to let works generally, including what lenders look for, how rental income is assessed and which lenders accept applicants living overseas, see our main guide.
We try to answer all enquiries within 24 hours on business days. If there is a certain time you’d like a call, please state this and we’ll endeavour to contact you then.
