Regardless of whether you are purchasing your first buy to let investment or expanding your existing property portfolio, Expat Mortgage Expert is ready to help you.
Our experienced team, led by renowned Mortgage Broker Ryan Radford, have secured 100’s of Buy to Let mortgages, utilising our relationships with our expat mortgage lenders and our vast knowledge of this unique market.
With savings interest at an all time low, purchasing investment property on buy to let mortgages has become incredibly popular over the past ten years. Back then only four lenders offered expat mortgage products, a number that has increased significantly, which is great news consumers.
Here at Expat Mortgage Expert our experienced team have the knowledge and expertise to secure you the best available product, walking you through each stage of the process on the road to securing your new rental property.
We are able to manage the whole application process from right here in the UK, with no need for you to fly back to sign any completion paperwork. We are here and ready to help, so contact us today!
Posted on Google Vernu NavarathnamTrustindex verifies that the original source of the review is Google. Ryan was an absolute pleasure to work with. From day one, he showed genuine care and concern for my family’s situation, taking the time to understand what we were going through and always making himself available to help. His professionalism, honesty and willingness to go the extra mile gave us real confidence during a stressful time. What stood out most was that Ryan truly cared. That level of compassion is rare, and something my family and I will never forget. Thank you, Ryan. I’ll always be grateful for your kindness and support, and I wouldn’t hesitate to recommend you.Posted on Google Dubs OrigTrustindex verifies that the original source of the review is Google. Great service!! Many thanks for holding my hand throughout the process and promptly supporting during the unexpected hurdles.Posted on Google Rahma WarshowTrustindex verifies that the original source of the review is Google. Excellent service from start to finish .Ryan from expat mortgage was very supportive in helping us secure our mortgage . Thank you Ryan for all the support during this process .Posted on Google SharonTrustindex verifies that the original source of the review is Google. Ryan has been great, really supportive and made a daunting process, straightforward. He was always there to any questions or queries, no matter how small or ‘silly’ they may have been. We were first time buyers (buy to let in the UK) and we’d happily use Expat Mortgages services again. Ryan is very knowledgeable , Honest and an all round good guy. Thank youPosted on Google Madeline RoutledgeTrustindex verifies that the original source of the review is Google. I’m incredibly grateful to Ryan and his team for helping me secure my mortgage. As an expat the process can feel quite complicated at times, but Ryan guided everything with patience, professionalism and a real determination to get it across the line. There were a few challenges along the way, but Ryan and his team were always responsive, supportive and clearly very experienced in navigating the process. Their communication throughout was excellent and I always felt in safe hands. A huge thank you to Ryan and the wider team for their persistence and hard work behind the scenes. I wouldn’t hesitate to recommend them to anyone looking for an expat mortgage expertPosted on Google Chris BarrowTrustindex verifies that the original source of the review is Google. Ryan and his team are always my go to for any mortgage or remortgage. Recently completed a remortgage which became extensive due to legal issues. Lorraine at the team was extremely helpful to get this over the line. They have great expertise, contacts and know how to make things happen. Recommend anyone to use them. You won’t be disappointed in their service.Posted on Google erica colbeckTrustindex verifies that the original source of the review is Google. Expat Mortgage has been an absolute pleasure to deal with. Ultimate professionals, easy communication and the support throughout the process was amazing. Ryan was the perfect guide and the whole process was effortless. We will definitely return to Expat Mortgage again.Posted on Google Jack LuukasTrustindex verifies that the original source of the review is Google. Ryan and Lorraine have been incredible in supporting my wife and me with buying a house back in the UK. As first time buyers, we had very little idea of the process, but they guided us through every step and made it a much easier experience than it would have been without them. They were both amazing and we will definitely be using them again in the future.Posted on Google Adam NicholsonTrustindex verifies that the original source of the review is Google. Ryan, Lorraine and the whole team were just fantastic! Patient, professional - clear and practical advice at every step of the process (which wasn't straightforward, these guys know their stuff!) Even after finalization, frequent check ins - and ongoing support. This is who i will be working with going forwards.Posted on Google Jim DickinsonTrustindex verifies that the original source of the review is Google. Ryan and his team are excellent and attentive and this is the 2nd time that I have used them for our mortgages. I would no hesitation in recommending him and his teamLoad more
With nearly 150 years of combined financial services experience, our Dubai-based team is here to take the stress out of your mortgage journey—offering fully managed support from first enquiry to final completion.
Our completion surveys allow us to ensure we are always improving
We have completed over 4,300 personal finance applications
There is nothing about the industry that our fully-qualified team do not know
We will find you the perfect expat mortgage lender for your circumstances
From credit repair to protection plans, we offer tailored support to help UK expats in Dubai secure and manage their UK mortgage with confidence.
We will guide you through practical steps to improve your credit score, helping you unlock better mortgage rates and increase your chances of approval.
Ensure your mortgage is covered if the unexpected happens. Our protection plans give you and your family peace of mind during life’s uncertainties.
Safeguard your family’s future with tailored life insurance solutions that provide financial support when it matters most.
Protect yourself and your loved ones from financial strain in the event of a serious illness. Receive a lump sum payout to help cover treatment, bills or time off work.
From the bricks to your belongings, we will help you secure insurance that protects your property and everything in it—giving you complete peace of mind.
Unlock the equity in your property with a secured loan. Ideal for home improvements, consolidating debts, or funding major purchases—with flexible repayment options.
Here we will capture all of the detail we require to start finding you the perfect mortgage product.
Our proven and methodical process will ensure we secure you the best possible deal, keeping you fully up-to-date at every stage. Here is how it works..

We start by getting to know you, your needs and requirements. Talking you through the whole application process and advising what documentation you will need to supply as well as what fees you may have to pay and the size of deposit you will need.

Documentation you supply is reviewed by us and once we have everything we need, we then source all available mortgage options from the ’Whole of the Market’ to find the right lender and best product for you.

With your agreement we will then seek to obtain an ‘Agreement in Principle’ from the lender.

We will then complete all relevant paperwork for the lender and our experienced team will guide you through the application process to successfully obtain the mortgage offer for you.

Once the mortgage offer is issued, our team will continue to help you throughout the process, including chasing solicitors, to get you through to a successful completion.
You don’t need all the answers. That’s what we are here for.
Drop us a message, ask a few questions, or book a call. We will talk it through and help you make a plan that works.
We try to answer all enquiries within 24 hours on business days. If there is a certain time you’d like a call, please state this and we’ll endeavour to contact you then.